Polymarket US review: fees, funding, market and limit orders, liquidity, and access, with the international product kept separate.
Polymarket US has a transparent order-book model, several funding routes, and market and limit orders. Its appeal is the ability to see and choose how an order interacts with available liquidity. Its limitations are equally concrete: a quote is not a guaranteed fill, funding buying power is not immediately withdrawable cash, and the combined-contract fee documentation gives two different rates. International Polymarket terms do not apply to Polymarket US accounts.
Sources: cftc.gov: Contract market record · docs.polymarket.us: signup · help.polymarket.com: trading fees · docs.polymarket.us: fees · docs.polymarket.us: fund account · docs.polymarket.us: order types · docs.polymarket.us: liquidity
What this product does well for users, and where it falls short:
| Detail | Evidence |
|---|---|
| Product covered | Polymarket US Source |
| US exchange entity | QCX LLC, doing business as Polymarket US Source |
| Order types | Market and limit Source |
| Standard taker coefficient | 0.0695 in the published price-weighted schedule Source |
| Combined-contract fees | Not shown: Polymarket’s own pages give conflicting rates Source |
| Funding | Bank/card and supported wallet routes Source |
| Identity checks | Personal details; further ID/selfie checks may apply Source |
The CFTC register identifies QCX LLC doing business as Polymarket US. International Polymarket has separate documentation, fees, and access conditions. A familiar name does not mean the global market list, crypto funding explanation, or charges apply to the US service.
Some coverage mixes international wallet mechanics with US exchange details. Check that any guide you read describes Polymarket US.
Sources: cftc.gov: Contract market record · docs.polymarket.us: signup · help.polymarket.com: trading fees · docs.polymarket.us: fund account
The US fee schedule uses a standard taker coefficient of 0.0695 in its price-weighted calculation and a separate 0.10 coefficient for table tennis. Those figures are calculation inputs, not flat percentages of funds added. Maker rebates depend on the applicable tier; Tier 1 has none. The amount relevant to a transaction depends on its category and role.
The combined-contract documentation gives two rates: an Oct. 28 banner says 0.085, while body text says 0.06. Check the current fee before you trade a combined contract. Polymarket US has category-dependent fees, so it is not fee-free.
Sources: docs.polymarket.us: fees
US documentation lists debit card, ACH, wire, and supported wallet methods. Apple Pay and USDC access are qualified by iPhone availability; PayPal and Venmo are also listed. These are the US product’s documented routes; international wallet guides do not apply. Account ownership and verification requirements still apply.
Some funding can provide buying power before the underlying funds clear. Withdrawal access follows clearance. That difference is significant for anyone expecting to remove unspent money immediately: the amount usable for an order may be larger than the amount available to leave the account. Processing times are the operator’s own estimates; your transfer may take longer.
Sources: docs.polymarket.us: fund account
The US signup documentation requests personal information including name, date of birth, phone number, address, and Social Security number. Additional identification or selfie verification may be required. Browsing markets does not mean you are approved to fund or trade.
The trading-restrictions material also addresses conflicts and access conditions. It does not say that every US resident can trade every category. Contract restrictions, current account permissions, and state conditions remain part of eligibility. Exchange registration alone does not decide those questions.
Sources: docs.polymarket.us: signup · polymarketexchange.com: fees hours · docs.polymarket.us: trading restrictions · docs.polymarket.us: contact support · cftc.gov: Contract market record · help.polymarket.com: trading fees
Polymarket US documents both market and limit orders in its app and web interface. Market orders use price protection and may fill only partly; unmatched portions can be canceled according to the selected transaction. A “market” instruction is therefore not a promise that every requested contract will be bought or sold immediately at one displayed price.
Limit orders specify an acceptable price or better. Eligible unmatched quantities can remain available until the chosen expiry, while immediate-or-cancel instructions remove the unmatched remainder. The interface gives users different execution instructions, but each has conditions, and none guarantees execution.
Sources: docs.polymarket.us: order types
The US liquidity documentation describes a central book of participant orders at particular prices and sizes. The first visible price may cover only part of a larger transaction, which can reach several price levels. In live markets, resting orders may be withdrawn and depth can change quickly. One quote at one moment does not show lasting liquidity.
So consider the exit price separately from a contract’s eventual settlement value. A position may have value under the outcome rules while the available exit price differs.
Sources: docs.polymarket.us: liquidity · polymarketexchange.com: fees hours · docs.polymarket.us: trading restrictions · docs.polymarket.us: contact support
The international site’s category breadth is not the US market list. That matters if you are choosing a platform for a specific event family rather than for the brand in general.
The app and web order documentation confirms the named controls. It does not tell you about loading speed, crash frequency, or how easy it is to resolve an account problem.
Sources: cftc.gov: Contract market record · docs.polymarket.us: signup · help.polymarket.com: trading fees · polymarketexchange.com: fees hours · docs.polymarket.us: trading restrictions · docs.polymarket.us: contact support · docs.polymarket.us: order types
The US exchange publishes contact and operating information, but a support link alone does not tell you how good the responses are.
The exchange record is relevant to legal identity; it is not an endorsement of a market outcome or a guarantee against loss. The practical trust question includes accurate contract rules, clear account terms, and a functioning route to resolve disputes. The conflicting rates on the combined-contract fee page are a reason to check fees carefully.
Sources: polymarketexchange.com: fees hours · docs.polymarket.us: trading restrictions · docs.polymarket.us: contact support · cftc.gov: Contract market record · docs.polymarket.us: signup · help.polymarket.com: trading fees · docs.polymarket.us: fees
Key questions about the product, its terms, and its evidence limits.
No. This page covers Polymarket US only. International Polymarket is a separate product with its own terms and market access. Source
Yes. Its schedule varies by market category and order role. The standard taker calculation is price-weighted; the combined-contract page currently contains conflicting rates. Source
Buying power may be available before the funding clears. Withdrawals require cleared funds and remain subject to account conditions. Source
No. The US documentation describes price protection, partial fills, and cancellation of unmatched amounts. Available liquidity still controls execution. Source
No. Available quantities and price levels can change, especially in live markets. The last or displayed price is not a guarantee for an entire sale. Source
Ian St. Clair is a journalist and editor whose published work spans sports, news, and features. His official PlayUSA profile describes reporting for the Fort Collins Coloradoan and Wyoming Tribune Eagle, alongside editing, fact-checking, and content strategy experience.
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Mike Epifani is a writer and editor. His official Bonus.com profile documents a background in news, industry interviews, and product guides, with writing experience dating to 2013.
Read full biographyRead our editorial policy for how sources, product testing, and corrections are handled.
We reviewed the operator’s published terms, help pages and fee schedules. Where hands-on testing is mentioned, it was published by the named writer and is linked to its source. Unless a section says otherwise, we did not add funds, trade or withdraw for this review, so processing times and fees are the operator’s own figures.
PlayPicks is owned by Catena Media. No operator paid to appear on this page, and we do not give it a score.
Sources checked: 2026-11-04.
PlayPicks analysis is original synthesis. Linked provider documents remain the primary source for their own contract terms.
Important information
Polymarket US’s event contracts are offered on a Designated Contract Market regulated by the U.S. Commodity Futures Trading Commission (CFTC). Event contracts are derivatives products, not sports betting or gambling products, and are not licensed by any state gaming or gambling regulator.
Trading event contracts involves substantial risk of loss. You may lose some or all of the funds you use to trade. Past results do not guarantee future outcomes.
Nothing on this page constitutes investment, trading, or legal advice, or a recommendation to buy or sell any contract. Content is for general informational purposes only.