Advantages and limitations
What this product does well for users, and where it falls short:
Advantages
- Offers player-stat contracts and football Combos. Source
- A settlement value guide shows what is buying power and what you can actually withdraw. Source
- The app keeps settled-order records and lets you set pricing preferences. Source
Limitations
- Pending settlement proceeds can require one to two business days before withdrawal availability. Source
- US credit-card funding transfers are excluded in current support guidance. Source
- Fully collateralized positions still carry trading and operational risks. Source
What you are opening
Predicts is the app of the FanDuel and CME Group joint venture. Customer accounts are carried by FanDuel Prediction Markets LLC, while CME Group derivatives exchanges list the contracts. This separates the broker handling the account from the venue whose rules determine the product.
The customer agreement describes fully collateralized event positions and warns that an order can be rejected if sufficient funds are unavailable. Collateralization does not protect against an incorrect outcome or every insolvency and operational risk.
Sources: fanduel.com: predicts · cmegroup.com: fcm customer agreement
Markets and current features
The current product page highlights player statistics such as touchdowns and passing yards. It also advertises football Combos with up to eight selections, all of which must satisfy the contract’s requirements. Older descriptions that say the product has no combinations are out of date.
Live scoring is part of the presentation, but the contract’s terms remain the reference for the outcome. Combining selections adds conditions that all need to be met. A larger potential settlement value does not remove those conditions or make the result more likely.
Sources: fanduel.com: predicts
Fees and execution prices
The charge is two cents per dollar of potential settlement value. An early-sale charge uses the original potential settlement value, not the sale proceeds.
An order can fill across several price points. A large change returns the customer to checkout for confirmation; this does not guarantee every fill at the original displayed price.
Sources: fanduel.com: how do proceeds work
Funding, pending settlement proceeds, and withdrawals
The app keeps Predicts funds separately tracked and provides a withdrawal action for that balance. That account structure matters when a customer sees several balances under one login. A total displayed elsewhere in the app is not necessarily available for a prediction order.
The current support article specifically includes FanDuel Predicts among US products that do not accept credit-card funding transfers. Other listed payment details on broad FanDuel help pages can be product- or state-specific, so check that a method applies to Predicts before you rely on it.
The settlement value page says pending proceeds can be used for new predictions, with withdrawal availability following after one to two business days. This describes the change in account status, not the time a bank or payment provider takes after a withdrawal is sent.
Sources: support.fanduel.com: why has my fanduel app changed · support.fanduel.com: Funding troubleshooting and product-specific restrictions · fanduel.com: how do proceeds work
Interface and account records
The app’s help explains how to use My Orders and the Settled tab to find settled, canceled, and voided orders. Pricing display preferences sit in account settings. These are useful documented controls for understanding past activity and selecting a familiar presentation.
Location can affect the experience shown in the app. The presence of a Predicts balance or an old order record is therefore not proof that every new market is available where the customer is currently located. A readable history and permission to place a trade are different functions.
Sources: support.fanduel.com: why has my fanduel app changed
Verification, support, and responsible use
The December 2025 launch material described identity checks including date of birth, Social Security number, address, and government-issued identification. It also documented funding limits, funding transfer alerts, and self-exclusion at launch.
That same launch source referred to Kindbridge support for mental-health concerns. These resources are separate from transaction support, and a help-center link does not come with a guaranteed response time.
The account agreement warns that exchange suspensions or other interruptions can affect the ability to liquidate a position. This reinforces the central limitation of early exit: a feature can exist while a particular transaction is unavailable.
Sources: fanduel.com: Product documentation · cmegroup.com: fcm customer agreement
Questions and answers
Key questions about the product, its terms, and its evidence limits.
Does FanDuel Predicts have combination contracts?
Yes. Current official material advertises football Combos of up to eight selections. Every selection must meet the contract’s requirements. Source
Is the fee two percent of what I spend?
No. It is two cents per dollar of potential settlement value; an early sale uses the original potential value. Source
Why can I trade with settled proceeds before withdrawing them?
FanDuel distinguishes pending settlement proceeds from available funds. Its guide says pending proceeds can be reused before withdrawal availability. Source
Can I fund Predicts with a US credit card?
Current support guidance expressly says US credit-card funding transfers are not accepted for FanDuel Predicts. Source
Who carries the customer account?
FanDuel Prediction Markets LLC carries the account; CME Group derivatives exchanges list the contracts. Source
About the writer and editor

WriterIan St. Clair is a journalist and editor whose published work spans sports, news, and features. His official PlayUSA profile describes reporting for the Fort Collins Coloradoan and Wyoming Tribune Eagle, alongside editing, fact-checking, and content strategy experience.
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EditorMike Epifani is a writer and editor. His official Bonus.com profile documents a background in news, industry interviews, and product guides, with writing experience dating to 2013.
Read full biography Read our editorial policy for how sources, product testing, and corrections are handled.
How we reviewed this product
We reviewed the operator’s published terms, help pages and fee schedules. Where hands-on testing is mentioned, it was published by the named writer and is linked to its source. Unless a section says otherwise, we did not add funds, trade or withdraw for this review, so processing times and fees are the operator’s own figures.
PlayPicks is owned by Catena Media. No operator paid to appear on this page, and we do not give it a score.
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